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Resident Indians
4. Repairs/Renovation
Loan Amount : Min.Rs.1,00,000/-
Loan to Property cost :

85% of total cost of the property for loans up to 20 Lacs; 80% of total cost of the property for loans above 20 Lacs and up to 75 Lacs ;75% of  total cost of the property for loans above 75 lacs  

Loan Term : Maximum term - For Salaried - 30 years, for self employed - 20 Years
Repayment Mode : Equated Monthly Installments (EMI)- Monthly Rest Basis
Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
5. Plot Purchase
Purpose : Loan for purchase of residential plotfrom statutory authorities
Loan to Property cost : 75% of the property value
Loan Term : Maximum term - 15 Years
Repayment Mode : Equated Monthly Installments (EMI) - Monthly Rest Basis
Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
6. Take over from other Institutions/Banks + Top up
Purpose : Takeover of existing loan from other Financial Institution/Banks
Term : Maximum 30 Years for Salaried and Maximum 20 Years for Business
Loan Term : Contact nearest Office for details on the Prevailing Interest Rates
Upfront fees : As applicable from time to time
 
 

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