Website FAQ
What makes LIC Housing Finance Ltd. my best choice?

What is meant by Floating & Fixed Rate of Interest?

Does LICHFL give loan for purchasing consumer durables?

Does LICHFL have any overseas office for NRIs in the Gulf?

Who Can Apply For The Loan?

 

What makes LIC Housing Finance Ltd. my best choice?

Here's why a loan from LIC Housing Finance Ltd. means a complete peace of mind

  • Lowest Interest Rates
  • Easy application , quick approvals.
  • Insurance - linked security.
  • Largest Network.
  • No Hidden Costs

A financially strong and stable company we have already sanctioned loans to over 10 lakh applicants

With a network of more than 150 offices in the country we are always accessible to applicant , wherever applicant may be

 

What is meant by Floating & Fixed Rate of Interest?

Where the loan is under Floating Rate of Interest, the Rate of Interest are at present reviewed every three months ( January, April, July, October ) based on the prevailing market conditions as judged by the Company and LHPLR. The revised Floating Rate of Interest could increase, decrease or remain the same.

However, the Rate of interest will be reviewed every 6 months (January, July) for old Customers as per thier loan agreements.

For calculating the Emi, please use our EMI Calculator

 

Does LICHFL give loan for purchasing consumer durables?

No

 

Does LICHFL have any overseas office for NRIs in the Gulf?

Yes, we have an overseas office in Dubai and Kuwait.

For other particulars please click here.

 

Who Can Apply For The Loan?

The applicant must be in permanent service or engaged in a profession or business to be eligible for a loan. You should have a stable job and a regular income .

Our loan schemes are for those going in for a residential house. We may be able to advance you a loan under our scheme if you want to -

  1. Construct/purchase a new House/Flat
  2. Buy an existing house or flat not more than 35 years old.
  3. Extend an existing House.
  4. Renovation/repairs to an existing House/Flat.

 

 

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